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Travel Insurance

Travel Insurance

Be prepared for the unexpected

Travel Insurance

Emergency assistance, evacuation & 24/7 support

Buy, extend & claim online Even after you’ve left home. Travel insurance from is available to people from over 150 countries. It’s designed for adventurous travellers and covers overseas medical attention, emergency evacuation, personal belongings and a range of adventure sports and activities.

Trusted reliable underwriters Backed by secure, reliable, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.

World Nomads keeps you travelling safely All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.

Travel insurance is ultimately a legal document and you should spend time to read the fine print and policy wording thoroughly. Always ask questions if you don’t understand what you’re covered for.

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Four of the reasons we choose World Nomads

Not Difficult!

Simply buy online, even if you've already left home.

Don't Worry!

Their policies cover a wide range of adventure activities.

Great Support!

Extend and claim online, even while you are still travelling.

Give Back!

Give a little back and support a development project.

The key parts of the travel insurance

1. Medical emergencies & evacuation If there is one reason to buy travel insurance, this is it. Hospital costs in, for example, the USA can approach USD 10,000 per day, while emergency transport home for treatment (medical evacuation) can easily exceed USD 100,000. Definitely take the time to read this part in detail, especially the areas of cover for emergency evacuation, limits on medical expenses and cover for emergency dental work. Also make careful note of the general exclusions, which are outlined in the description of coverage (policy wording).

2. Trip cancellation This covers you for costs if you suddenly find you can’t go on your trip for some unforeseen reason such as illness, an accident or a death of a close relative. The important thing to remember here is that for this section to be useful, you have to buy travel insurance when you start booking tickets and not the week before you leave. Not all travel insurance plans cover cancellation, and only some cover your non-refundable, pre-booked costs if your trip is interrupted after you’ve left home, so please read the description of coverage (policy wording) relevant to you carefully.

3. Baggage & personal belongings While loss of your personal belongings is often the main reason most people buy travel insurance, it is arguably the least important: your things can be replaced but your health often can’t. World Nomads expects you to take ‘reasonable care’ of your belongings which means a claim may be denied if you leave your camera in a shared room in a hostel or in your car overnight (unsupervised in a public place) and it’s stolen. If you are taking your laptop, camera and other valuables with you, some of our travel insurance plans allow you to specify these items to cover their higher value. Check your policy benefits and description of coverage (policy wording) carefully for the limits on this cover and exclusions, particularly for cash, high value items and sporting equipment.

4. Personal liability First off this is not insurance for liability while you are driving your car. If you are involved in an accident or accidentally cause damage and are held accountable for it, insurance can cover your liability and legal expenses. Once again not all World Nomads insurers offer this type of cover so please read the description of coverage (policy wording) relevant to you.

5. Coming home early & resuming your trip Travel insurance usually ends the minute you arrive home, so if you have bought a policy for 12 months and come home after 4, you aren’t entitled to a refund on the ‘unused’ portion. For some of our policies, you can resume your trip on the same policy; you just won’t be covered for the time you’re at home. Read the description of coverage (policy wording) and look at the clauses for period of cover and the terms “medical evacuation”, “trip interruption” or “curtailment” for details on when you may be covered for expenses if you have to return home early (and always read the exclusions to cover carefully).

Last updated: July 01, 2016